Struggling with overwhelming debt is devastating enough, but when you are sued because you owe a person or business money, a portion of your hard-earned money could end up being garnished to pay back that creditor, and that can be even worse. When someone gets a judgment against you, they will get a court order requiring your employer to pay 25% of your gross wages directly to the creditor, and this is what is known as wage garnishment. Unfortunately, there is little your employer can do at this point; he or she has to follow the court order and garnish your wages, or risk getting in trouble with the court. There is something you can do though – file for bankruptcy. If your wages are being garnished because you owe a creditor, bankruptcy could be a good option for you. Contact our bankruptcy attorneys at Oklahoma Legal Center today to discuss your legal options.
Putting an End to Collection Efforts
Wage garnishment is financially crippling for many Oklahomans, leaving some with barely enough money to cover the cost of living, never mind paying for other obligations like a car loan or student debt. Fortunately, when your wages are being garnished to pay back a creditor, there are steps you can take to put an end to this devastating action. For example, this is one of the best examples where filing for an Oklahoma bankruptcy can help. The moment you seek bankruptcy protection from the court, all collection efforts by creditors must stop immediately, especially wage garnishments. In fact, even if you have only just received a notice that your wages will be garnished in the near future, bankruptcy can still help. Filing for bankruptcy in Oklahoma before the garnishment actually goes into effect can prevent the garnishment from ever occurring, allowing you to keep the money that you worked so hard for.
Contact Our Bankruptcy Attorneys Today
There is a certain stigma attached to wage garnishment that often makes the debtor feel embarrassed or ashamed for owing money, particularly if the garnishment prevents the debtor from providing for his or her family. If you are struggling with past-due bills or overwhelming debt, don’t let your creditors garnish your wages and seize your hard-earned money. Contact our reputable bankruptcy lawyers at Oklahoma Legal Center today, and discuss the ways in which filing an Oklahoma bankruptcy can benefit you and your family. Our law firm is located in Oklahoma City, and our bankruptcy lawyers have extensive experience helping Oklahomans stop collection efforts and finally get a handle on their debt by filing for Chapter 7 or Chapter 13 bankruptcy. With our experienced bankruptcy attorneys on your side, you can protect your legal rights and get your life back on track.